It’s not just large scale problems I like to have a good
moan about. Coins are quite small in size and for that reason alone, give me
the biggest headache. Not literally of course but they’re just a pain I could
easily live without. When I pay with a note, I hate getting coins back and
fiddling about with my wallet to put them away. It’s better at a restaurant or
the like because I tell them to keep the change (I’m generous like that) but I
wouldn’t do that in a shop eventhough it would be easier sometimes. For
example, the 1p you get back from a CD (I still buy them) that costs £9.99 is
just pointless and annoying.
You’re probably wondering why I don’t just use a debit card
to avoid coins. Most of the time I do but that form of payment has its
difficulties too. It depends on the position of the PIN machine because if it
is fixed to the till, it can be very awkward for me to reach and enter my
number. Also, depending on how tired I am, my hand can become unsteady and more
likely to press the wrong key. I could ask a friend to put my PIN in but that
sort of defeats the object of chip & PIN being about privacy. I want to be
independent with many things and I could be if all shops had machines that
aren’t attached to the desk.
A couple of months ago, I told HSBC that entering my PIN can
be difficult at times and they told me about the contactless card which would
mean I simply had to put the card near machines to pay. The perfect invention
for me but there are two problems. Only a sprinkling of companies (namely
McDonald’s) have the facilities to accept contactless cards for one. Secondly, it
can only be used for small purchases under £20. I ordered one to see if it would be easier and
although I’ve only used it once (forgot to look out for the signs), the card
does make life simpler. The definition of pay and go. It’s like an Oyster card
(I realise only people who have been to London will understand that reference).
Bye for now!